Early Next Year Or Reappear Credit Blowout
This year
Loan limit
Almost all the banks' lending was affected in December.
But at the beginning of next year, when the new quota comes and the project is adequate, it will be reproduced early next year.
Credit blowout
。
according to
Chinese securities
The newspaper reported that in the first 11 months of this year, new RMB loans had reached 7 trillion and 470 billion yuan, only 7 trillion and 500 billion yuan from the whole year.
Coupled with the volume of December, the annual loan growth exceeded 7 trillion and 500 billion yuan.
By the end of the year, many commercial banks have tightened their credit supply by the management regulation and other factors.
Many loan items have been shelved temporarily.
According to the China Securities Daily, a joint-stock commercial bank sub branch said that there are quite a lot of backlog and reserves now.
From the past years, the early loan early benefit has become a consensus among banks.
In addition, next year's credit target may still be relatively high.
The credit schemes currently reported by banks are much higher than this year's scale.
As soon as possible, the amount will be used more quickly at the beginning of the year.
With regard to next year's credit target, Bank of communications predicts in its report that the size of new loans will be between 7 trillion yuan and 7 trillion and 500 billion yuan next year, and the loan balance growth rate will be 14.5% to 15.8%.
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